Terms & Conditions

By accessing the CreditLoanCompare.com web site and using the services on this site, you agree to the terms and conditions ("Terms") below. Please read these Terms carefully. If you do not agree to these Terms, do not access or use this web site. The CreditLoanCompare.com web site is operated by Branded Holdings, LLC. All references below to CreditLoanCompare.com include Branded Holdings, LLC.

These Terms and Conditions contain a mandatory arbitration provision that requires you to arbitrate individually any disputes or claims you may have with us and waives your right to participate in a class action or multi-party arbitration.

Services

CreditLoanCompare.com's service connects consumers with prospective lending partners ("participating lending partners"). To use the service, you must complete one or more online forms that request specific information from you, including, but not limited to, your name, address, telephone number, email address, social security number, banking account information, and employment information. CreditLoanCompare.coms use of this information is subject to this site's Privacy Policy. In order to use this web site or the service, you must agree to the separate terms and conditions set forth in the Privacy Policy, which are incorporated herein by reference.

By submitting the form(s), you understand and agree that you are submitting an inquiry about a loan product to CreditLoanCompare.com and each of the participating lending partners to whom CreditLoanCompare.com transmits your loan request. By submitting the form(s), you are extending an express invitation to CreditLoanCompare.com to any and each of the participating lending partners with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.

Participating lending partners who receive your information from CreditLoanCompare.com review your information in real-time to determine whether your information meets the lending partners loan qualification criteria. Participating lending partners may, among other things, verify your social security number, perform a credit check, and review your information against national databases (such as Teletrack or DP Bureau) that tracks consumer transactions with lending institutions. By submitting the form(s), you agree to allow participating lending partners to review, verify, and research your information in such manner.

If a participating lender determines that your information meets its loan qualification criteria, the CreditLoanCompare.com web site will open a new web page identifying the name(s) and contact information of the lender(s), or redirect your browser to the lending partners web site. You understand and agree that, once you have been redirected to the lending partners web site, CreditLoanCompare.com has no further involvement in the loan application or approval process. Your subsequent interactions with the lender are subject to Privacy Policy, terms of use, and other policies and/or terms enforced by that lender.

CreditLoanCompare.com is not a lender and does not make loans or credit decisions. CreditLoanCompare.com does not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. CreditLoanCompare.com does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating lending partners are the best terms available in the market.

CreditLoanCompare.com does not endorse or recommend the products of any particular lender. CreditLoanCompare.com is not an agent of you or any participating lender. CreditLoanCompare.com is not involved with the lending partners use and/or review of your information or in making a determination about whether you meet a particular lending partners loan qualification criteria. The lender is solely responsible for its services to you, and you agree that CreditLoanCompare.com shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the service. You understand that participating lending partners may keep your information, whether or not you are qualified for a loan with them.

Control over Features, Functions, and Access to the Service

CreditLoanCompare.com reserves the right to change any information, features and/or functions of the service without prior notice. CreditLoanCompare.com may deny you access to all or part of the services without prior notice if you engage in any conduct or activities that CreditLoanCompare.com determines, in its sole discretion, violate these Terms, the rights of CreditLoanCompare.com or any third party, or is otherwise inappropriate. CreditLoanCompare.com is not responsible for any errors or delays in providing the services caused by errors in any of the information provided by you or by any technical problems beyond our reasonable control.

Disclaimers and Limitations

THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS." CreditLoanCompare.com EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. CreditLoanCompare.com MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE ACHIEVED BY USING THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT. USE OF THIS WEB SITE AND/OR CreditLoanCompare.coms SERVICES IS AT YOUR OWN RISK. CreditLoanCompare.com AND/OR ITS PARTICIPATING LENDING PARTNERS OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE AND/OR CreditLoanCompare.coms SERVICES OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF CreditLoanCompare.com OR ITS PARTICIPATING LENDING PARTNERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY AND DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF CreditLoanCompare.com, ITS PARTICIPATING LENDING PARTNERS, AND THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND SERVICE PROVIDERS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Indemnity

As a condition of using this web site and/or the services offered herein, you agree to indemnify CreditLoanCompare.com and its participating lending partners from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this web site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms.

Links to Third Parties

This web site may contain links to other web sites operated by participating lending partners or other third parties. Such links are provided for your convenience and reference only. CreditLoanCompare.com does not operate or control in any respect any information, software, products or services available on such third party sites. CreditLoanCompare.coms inclusion of a link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

Consumer Loan Educational Series SMS Opt-In

By checking the SMS opt-in box, you are proving your electronic signature expressly authorizing and consenting to receive educational and marketing related text messages (using an automated dialing system or containing pre-recorded messaging at the number provided), from or on behalf of CreditLoanCompare, even if this number is listed on any federal or state do not call registry. CreditLoanCompare is not a lender, does not broker loans to lending partners and does not make/fund any product offerings, loans, or credit decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this Website does not guarantee approval for a product offering. No more than five (5) financial advice and marketing messages will be sent per month from short code xxxxx. You understand that you are not required to provide your consents as a condition of purchasing any products or services. You can contact customer care at (855) 846-9666. To opt-out at any time reply STOP, and reply HELP for info. Message and data rates may apply. T-Mobile, Verizon, AT&T, Sprint, US Cellular, and other wireless carriers are not liable for delayed or undelivered messages. No sale or dissemination to 3rd parties. See terms and conditions.

Dispute Resolution

Any controversy or claim arising out of or relating to the use of the web site, to the goods or services provided by CreditLoanCompare.com, or to any acts or omission for which you may contend CreditLoanCompare.com is liable, including but not limited to any controversy or claim as to arbitrability ("Dispute"), will be settled finally and exclusively by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association in effect at that time. The arbitrator will have exclusive authority to resolve any dispute including any claim that all or any part of these Terms and Conditions are unenforceable. The arbitration will be conducted in Sussex County, Delaware and judgment on the arbitration award may be entered into any court of competent jurisdiction in Sussex County, Delaware. No arbitrator shall have the power to award damages in connected with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues of disputes involved.

YOU ACKNOWLEDGE AND AGREE THAT, VIA YOUR ACCEPTANCE OF THESE DISPUTE RESOLUTION PROVISIONS, YOU WAIVE ANY RIGHT TO A JURY TRIAL, AS WELL AS YOUR RIGHT TO BRING, JOIN OR PARTICIPATE AS A PLAINTIFF OR A CLASS MEMBER IN A CLASS ACTION SUIT OR MULTI-PARTY ARBITRATION BROUGHT AGAINST CREDITLOANCompare.COM, ANY PERSON RELATED TO CREDITLOANCompare.COM OR A SERVICE PROVIDER USED BY CREDITLOANCompare.COM TO PROVIDE THE SERVICE.

In the event the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and CreditLoanCompare.com, you agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Sussex County, Delaware. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the services must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Other Terms

These Terms constitute the entire agreement between you and CreditLoanCompare.com. These Terms shall be governed by the laws of the State of Delaware without regard to its conflict of law provisions. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by CreditLoanCompare.com to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. CreditLoanCompare.com may amend these Terms at any time by posting the amended terms on its web site. All amended terms are automatically effective immediately, upon posting.

Copyright CreditLoanCompare.com. All rights reserved. Other product and company names mentioned herein, including the names of participating lending partners, may be the trademarks of their respective owners.

Updated December 6, 2017